青云英语翻译

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银行业的不良贷款问题的一个象征性的情况下一直是住房贷款公司(“住专”)的问题。七个住房贷款公司成立于20世纪70年代由各大银行和区域银行。然而,自20世纪80年代银行已成为更积极地提供住房贷款,威胁到原来的住房贷款公司专营。此外,房地产市场经历了一个宽松,往往可疑的信贷标准下,使所有住房贷款公司扩大到房地产开发商的贷款在20世纪80年代末的疯狂热潮。在土地价格下降和严重的经济衰退,在20世纪90年代初开始,大部分贷款成为不良,抵押房地产的市场价值大幅下跌。 1995年,74%的贷款为不良。自住房贷款公司借了巨资从银行和农业合作社,其可怕的困难直接影响这些金融机构。

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一个具有象征意义的案例,银行不良贷款问题的部门一直是住房贷款公司(“住专
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